Understanding the routine or pattern that leads to a spending mistake can help you find a resolution. If you walk into your favorite boutique every time you go to the bank, your resolution could be as simple as changing your parking place. Hamm explains how to change your routine so as to avoid repetitive spending mistakes.
Once you see that you can behave in a financially responsible manner for one single day, Hamm writes, it isn't too much harder to chain a few of those days together. Once it becomes easier to chain a few of those days together, it isn't too much harder to simply adopt some of those better financial habits as permanent life changes.
A good buying decision relies on more than just a quick reaction, Hamm writes. It relies on comparing several different products, not only in terms of their price and their price per unit, but in terms of the relative qualities of the item. The smaller your attention span, the less attention you’re giving to that decision.