Facing a furlough? Six ways to prepare.

Many Americans are starting to feel the pinch of reduced federal spending.Government and even nongovernment workers face furloughs or even layoffs as the budget purse strings tighten. Here are six ways to get ready for a furlough or unexpected layoff:

5. Talk to your kids

Brent Drinkut/The Journal & Courier/AP/File
Lifeguard Nick Friend watches over the activity center at the Prophetstown Aquatic Center in West Lafayette, Ind., in July. If you face a furlough or layoff, your teenagers can help make up some of the lost family income with lifeguard and other part-time jobs.

Let’s say you have to cut out a week of summer camp or not purchase a new electronic toy. Be honest with your children and explain that there’s a little less money to go around. If they’re teenagers, maybe they can make up half of the lost family income with part-time jobs – and learn an important life lesson along the way. Encourage your children to take on odd jobs such as babysitting, yard chores for neighbors, lifeguarding at the local YMCA. Encourage your college-age children to take on campus jobs to help cover living expenses and produce their own rainy day fund.

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Dear Reader,

About a year ago, I happened upon this statement about the Monitor in the Harvard Business Review – under the charming heading of “do things that don’t interest you”:

“Many things that end up” being meaningful, writes social scientist Joseph Grenny, “have come from conference workshops, articles, or online videos that began as a chore and ended with an insight. My work in Kenya, for example, was heavily influenced by a Christian Science Monitor article I had forced myself to read 10 years earlier. Sometimes, we call things ‘boring’ simply because they lie outside the box we are currently in.”

If you were to come up with a punchline to a joke about the Monitor, that would probably be it. We’re seen as being global, fair, insightful, and perhaps a bit too earnest. We’re the bran muffin of journalism.

But you know what? We change lives. And I’m going to argue that we change lives precisely because we force open that too-small box that most human beings think they live in.

The Monitor is a peculiar little publication that’s hard for the world to figure out. We’re run by a church, but we’re not only for church members and we’re not about converting people. We’re known as being fair even as the world becomes as polarized as at any time since the newspaper’s founding in 1908.

We have a mission beyond circulation, we want to bridge divides. We’re about kicking down the door of thought everywhere and saying, “You are bigger and more capable than you realize. And we can prove it.”

If you’re looking for bran muffin journalism, you can subscribe to the Monitor for $15. You’ll get the Monitor Weekly magazine, the Monitor Daily email, and unlimited access to CSMonitor.com.

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