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Can you manage your money? A personal finance quiz.

Jessica Rinaldi/Reuters/File
A customer counts her money while waiting in line to check out at a Target store in Torrington, Conn., in 2011.

Although three-quarters of Americans think their financial knowledge is good to great, their actual financial literacy is declining, according to a report by the investor education arm of the Financial Industry Regulatory Authority. Are you financially literate enough to manage your own money? Take the Monitor's personal finance quiz to find out if you're a beginner, a financial whiz, or somewhere in-between: 

1. Which of the following is the most “liquid” investment?

Mineral water

Stocks

Certificate of deposit

Bank savings account

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