Insurance rates: Top 5 states to insure a car for less

Two men look over a wrecked car in Little Rock, Ark., in 2009. To avoid a big economic ding to your income, look for states with low insurance rates relative to average income. The Top 5 car insurance states might surprise you.
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Insurance rates for cars aren't necessarily the cheapest in these five states. But their residents earn enough that they pay the lowest percentage of their median income to insure a car, according to new numbers from InsWeb, an online website that compares insurance rates. Is your state on the list? [Editor's note: The cost figures were changed to reflect annual rates.]

5. Utah

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    A car drives through the Kolob Plateau in Zion National Park, Utah.
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Nationally, the median driver spends $1,466 a year on auto insurance – or about 3.5 percent of his income. But drivers in Utah do much better: only $1,146 a year or 2.4 percent of their income. Maybe their auto insurance rates are lower because Utah has twice the space and fewer than a third of the cars that Virginia does. Still, Utahns don't get quite as good a deal as the drivers of ...

For No. 4 on the list, click right arrow

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