About 30 million Americans are currently saving for retirement by investing in 401(k) plans. Many of these investors are doing quite well for themselves, setting aside a healthy sum of tax-deferred dollars for
their later years.
A recent study by Fidelity Investments, however, shows others are trailing. Why? They are among the "concerned, but harried" who are nervous about their current financial situations and have resorted to borrowing from their plans.
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