JUST where do Indonesians invest their money? And how about French, Brits, and Germans, or Indians and South Africans?

More people around the world are taking money out of savings accounts and putting it into stocks. Governments are encouraging such investments as a way to raise money for the business growth that provides jobs.

A report from Monitor bureaus around the world finds the picture mixed, however. In Japan, for example, the plunge in stock prices has prompted many small investors to take their money elsewhere. But, in general, "people's capitalism" is spreading.

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