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| New York
Citibank, as expected, lowered its prime rate to 18 percent from 18 1/2 percent Tuesday on the heels of a sharp drop in the money supply and a lower cost of funds. First National Bank of Chicago, ranked ninth in size, immediately followed Citibank, the nation's second-largest bank, to the lower rate. The 18 percent rate is expected to become industrywide this week.
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