Market Monitor

January 3, 2000

Percent change Friday since Stock indexes close 1/1/99

Dow Jones Industrial Average 11497.12 25.2% 30 giant companies

Standard & Poor's 500 1469.25 19.5 large companies

Nasdaq Composite 4069.31 85.6 Mostly tech and small companies

Russell 2000 504.75 19.6 2,000 small companies

Start of Interest rates Friday 1999

30-Year Treasury bond 6.48% 5.04%

30-Year fixed-rate mortgage 8.06 7.03

1-Year adjustable mortgage 6.56 5.50

90-Day Treasury bill 5.31 5.33