Correction

In a Jan. 18 Monitor story, one of the recommendations of the National Commission on Social Security Reform was not clear. The commission is proposing that single beneficiaries whose adjusted gross income is $20,000 or more ($25,000 for joint-filing couples) pay income tax on half their social security benefit.

The benefit itself, however, is not counted when determining whether beneficiaries surpass the income threshold. The Monitor story implied otherwise.