Moved from North Carolina to Costa Rica, largely because of the high cost of US health care.
• They rent a four-bedroom home overlooking the Pacific for $1,400 a month.
• Drawbacks: Costs are rising, petty crime and theft have increased in recent years, and it's expensive when compared with other Latin American countries.
• Pluses: Living on the beach, affordable and quality health care, large expat community, good restaurants, easy flights to the US.
• "It has everything you want except snow," says Andy.