Well, Bob and I finished week 2 of Dave Ramsey’s Class, Financial Peace University. This week, he talked about relating with money. He talked to people who are married, single, and to parents. I have to admit, I really like this one. So much helpful information!
For Married Couples
For those who are married, he talked about being on the same page financially. If the two of you are working against each other, because you have different goals, then it’s bound to cause conflict. I have to say, Bob and I have been on the same page financially for the most part. I’m not too involved–I’m the free spirit, as Dave calls it. So, every once in a while I check up on things and look to see if tweaks need to be made. But most of the time it’s because I want something, so I’m trying to find the money to get it. Ha ha!
He also talks to singles–a time when I didn’t have it together at all. I was the classic example in his book. I had no one to be accountable to and I spent my money without restraint, which caused me problems. Dave recommends every single person should have an accountability partner. One who will tell you when you’re being stupid and you don’t need a new car because you’ve got a flat tire. Wish I would have had that when I was single.
Last, he talks to parents. This was the part that I really needed to hear. I am not a parent yet, but I will be revisiting this section once my kids are old enough to do chores. He says to teach kids to do three things with their allowance or “commissions” money. 1) Save 2) Give, and 3) Spend. He says that people treat money they have to work for much differently than money that is given to them. And I agree. I know I sure do. He also talks about how we have to show our children how to use money.
6 Train a child in the way he should go, and when he is old he will not turn from it.
7 The rich rule over the poor, and the borrower is servant to the lender.
It’s interesting these two verses are next to each other and yet I wasn’t taught much about money. And I don’t know many people who were. I was taught much more by TV which tells me that I need to look like I have money rather than what God’s Word says about money. I didn’t think I could ever not have a car payment, or credit card debt, or a house payment, etc. But I don’t think that way any more. I’m challenged to see myself debt free! Can you imagine? I can. And I think that’s the way God wants it.
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