Money management: Five steps to improve it in your marriage

3. Write a financial plan

Rolls-Royce Motor Cars/PRNewsFoto/File
A Rolls- Royce procession makes its way around Italy's Lake Como at the close of the Villa d'Este Concorso d'Elegance celebrations in May 2011. Whether it's a fancy car or travel or starting a business that's your financial goal, writing it down will help you and your spouse evaluate it and commit to it.

What do you want to accomplish in life? How much money will it take to accomplish it? When do you want to achieve this goal? Granted, these are some of the questions you may have discussed long ago. Writing a financial plan will force you to put these goals in writing. Having the goals written will require you to evaluate them and agree that this is what you are working toward. This is a very important step toward financial independence.

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