How bankruptcy-proof are you? Find your color.

5. Green: In the money

Illustration by Jake Turcotte / The Christian Science Monitor
If you pay off all your bills on time, have debt under control, and save money monthly, you're in the green zone. Congratulations!

You are the crème de la crème of personal finance managers. You pay all of your bills on time, your debt is manageable, and you save Benjamins each month. So what advice is there for the financially secure? Aside from using your excellent credit score to look into refinancing your mortgage at a lower rate, keep doing what you’re doing – and avoid all those other color zones.

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