Since the 1930s, consumers have been key to lifting America out of a downturn.
The fewest consumers in six decades say their own finances are improving.
Though problems remain for housing and jobs, the Fed's Open Market Committee sees further improvement in financial markets in recent weeks.
Job losses for July totaled 247,000 – the lowest level since August of last year.
The bill, which could come to a vote Friday, would give shareholders more say over how much money top executives make.
The Fed chairman, who is all over the TV news shows this week, may be angling for reappointment in January.