Topic: Office of Thrift Supervision

Mortgage lenders must pay homeowners for improper foreclosures

Mortgage lenders ordered to reimburse customers they foreclosed on improperly. Regulators tell 16 mortgage lenders to hire auditors to find out who could have avoided foreclosure in 2009 and 2010.

Mortgage modifications improving with time

Mortgage modifications in 2010 have only 1 in 10 borrowers were seriously delinquent, down from 3 in 10 in 2008.

Misguided regulations caused the financial mess

Did regulations intended to improve the operations of banks unintentionally cause the financial crisis?

Home mortgage foreclosures rise in third quarter

Home mortgage foreclosures and delinquencies were up in the third quarter despite greater efforts to help homeowners. Defaults on modified loans were also high.

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What's missing from Obama's financial reforms

Government's distortion of the housing market needs fixing as much as Wall Street.

Obama's five-prong plan to oversee financial industry

The Federal Reserve would take on new responsibilities for monitoring risks, and a new agency would be created to enforce consumer safety in financial products.

How judges might help troubled homeowners

As Congress debates cram-down legislation, it should consider Philadelphia's success story.

Just how vulnerable are US banks?

A 'stress test' aims to assess which banks would need help if the economy worsened.

Will bank bailout revive growth?

Banks will still need to recapitalize and start lending again.