Topic: Independent Community Bankers of America

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Small businesses and banks spurn Obama's $30 billion program

Many of the community banks and small businesses that President Obama's lending program is meant to help, say they don't want it.
ThinkMarkets
Just lend and be done with it

Increased lending is necessary because matters like credit allocation as well as restructuring of firms and economic activities after a period of misallocations are irrelevant to business cycles.
The New Economy
Why small businesses aren't getting credit, even when it's available

Fed Chairman Ben Berkanke urged lenders and Congress to take steps towards easing credit to small businesses. Here are some of the obstacles lenders face.
Community bankers to Obama on TARP: Thanks, but no thanks

Community bankers say they have plenty of money now, and there isn't the demand for loans. TARP is an unpopular program that some in Congress would like to kill.
The New Economy
Want to protest bank bailouts? Change banks.

A new website, Move Your Money, offers advice on moving accounts from huge banks to local ones.
Credit-card bill: What it does, what it doesn't do

Supporters and critics agree that it greatly empowers consumers and changes the credit-card industry.
As big banks falter, community banks do fine

Unlike banks on Wall Street, these smaller banks didn’t invest in risky mortgage-backed securities or complex derivatives.
Community banking: Where people come first

Customers tired of the impersonal feel of larger banks may find a better relationship from small rivals.