Topic: Federal Housing Administration

Obama wields new tools to try, again, to stem home foreclosures

The Obama administration on Friday unveiled new programs to help 3 million to 4 million distressed borrowers avoid home foreclosures. By one count, 11 million borrowers now owe more than their homes are worth.

FHA increases premiums, tightens loan standards

The Federal Housing Authority's (FHA) measures are expected to help replenish the agency's depleted capital reserves and quell rising delinquencies. The move to increase premiums and tighten loan standards could have an impact on low-income borrowers.

Home mortgage foreclosures rise in third quarter

Home mortgage foreclosures and delinquencies were up in the third quarter despite greater efforts to help homeowners. Defaults on modified loans were also high.

Record 9.6 percent of homeowners are behind on their mortgages

Job losses are driving more mortgage woes, as a record 9.6 percent of homeowners were delinquent in the third quarter, Mortgage Bankers Association reports.

The Monitor's View: Why the new $6,500 homebuyer tax credit is wrong

Such government largess for the housing industry misdirects US savings away from investments into globally competitive businesses.

Opinion: Oh, give me a home without a subsidized loan

The government should no more meddle in your decision to buy a home than it should interfere with your decision to buy a car.

First-time homebuyers jolt market into life

Low home prices and an array of incentives have sparked a surge of new buyers.

New HUD chief: simpler loans, more private lending

Reverse mortgages get a boost from Uncle Sam

New rules raise loan limits, lower origination fees.

Which candidate’s plan would best ease the mortgage crisis?

McCain and Obama differ on solutions, which could echo FDR’s during the Great Depression.

Mortgage hunt tough, not impossible

What borrowers can do to get favorable terms.

Big housing bill: no rescues soon

Help for strapped homeowners may not be forthcoming until next year; ramping up the new government programs will take months.

Senate approves aid package for troubled mortgageholders

But obstacles – including a Bush veto – could stymie the legislation.

Senate approves aid package for troubled mortgageholders

But obstacles – including a Bush veto – could stymie the legislation.

Expect U.S. economic woes to linger into 2009

Some economists predict a long recession, say problem stems from greed, dishonesty.

The Monitor's View: A housing-rescue bubble

Congress risks the same mistake – giving home loans assuming prices are going up.

New effort to modify at-risk home loans

A housing alliance, including some of the nation's biggest lenders, is working with mortgage-service companies to modify loans rather than let them fall into foreclosure.

'Foreclosure tourism' is a ticket to opportunity

The buyers on the bus seek dream deals on the homes where other families' dreams once lived.

House passes rescue package for mortgage crisis

Lenders who trim the principal on troubled loans would get federal loan guarantees.

Will taxpayers be on the hook for subprime crisis?

Federally linked entities like Fannie Mae now back 98 percent of home loans sold by banks.

A second chance for subprime borrowers

An Oregon company offers credit cards to those with bad debt. It's good business, for both sides.

Behind logjam over economic remedies, a values divide in D.C.

Bush and Democrats in Congress disagree on how much onus to put on individuals vs. financial, energy industries

Bush, Congress clash over economy

The president chastises Democrats for not addressing soaring gas and food prices and the housing crisis.

Rep. Barney Frank's work to help resolve housing crisis

The House Financial Services Committee, which he chairs, is nearing completion on a housing stimulus package.

Rep. Barney Frank's work to help resolve housing crisis

The House Financial Services Committee, which he chairs, is nearing completion on a housing stimulus package.