A 'stress test' aims to assess which banks would need help if the economy worsened.
The White House will use $75 billion to subsidize the loan payments of distressed mortgage-holders.
Five months into the economic crisis, experts predict a years-long recovery.
Customers tired of the impersonal feel of larger banks may find a better relationship from small rivals.
Submit your questions to Steve at: firstname.lastname@example.org
Even if it adds up to $8 trillion, the final cost will be lower as US sells the assets it's now buying.