Topic: Center for Responsible Lending
All Content
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Saving Money Bye-bye free checking. Hello fee checking.
Free checking is disappearing as banks scramble to make up lost revenue. Will the government's new finance watchdog step in and regulate bank's new checking fees?
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Opinion: Payday lenders prey on the poor, costing Americans billions. Will Washington act?
The minimally regulated, fast growing payday lending industry strips Americans of billions annually. It's time for the new Consumer Financial Protection Bureau to implement regulations to curb predatory lending so that a $400 loan doesn't put a borrower thousands of dollars in debt.
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New finance watchdog: how much bite?
The Consumer Finance Protection Bureau, launched in July, gives Americans a new ally in dealing with credit card and other financial companies. But just how far will the agency go in handling individual cases?
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Foreclosure crisis phase 2: The negative equity dilemma
Many prime borrowers are being caught between devalued homes and job losses. Will Congress step in?
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Are home prices headed for another drop?
It's still a good time to buy. The end of tax credits and foreclosures will help keep home prices down.
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After Senate passage, what's next for financial reform bill?
Negotiations with the House over the final financial reform bill are expected to be more transparent than they were with health-care reform. Exemptions or special deals sought by industry lobbyists are likely to stir intense debate.
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Foreclosure activity slows in California as banks hold back
Mortgage default notices - the first step in foreclosure - dropped by 10.3 percent in California last quarter. That's due to loan modifications and banks' unwillingness to dump more homes on the market, say experts.
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Congress turns from bank bailouts to helping consumers
Targets include credit card companies, payday loans with exorbitant interest rates, and predatory mortgage lenders.
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The U.S. mortgage game: How should it change?
As Washington works to bail out firms laden with bad debts, discussions begin on preventing a recurrence.
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Parents face a perfect storm: college kids and plastic
As schools encourage students to apply for credit cards, parents should provide guidance so their kids can avoid giant debt burdens.
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A housing rescue nears – but for whom?
Minority neighborhoods would especially benefit from a $3.9 billion aid package.
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A housing rescue nears – but for whom?
Minority neighborhoods would especially benefit from a $3.9 billion aid package.
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Letters to the Editor
Readers write about payday lending and green living.
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Behind the Senate deal on housing relief
The $15 billion compromise bill includes tax breaks for builders and buyers.
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