Free checking is disappearing as banks scramble to make up lost revenue. Will the government's new finance watchdog step in and regulate bank's new checking fees?
The minimally regulated, fast growing payday lending industry strips Americans of billions annually. It's time for the new Consumer Financial Protection Bureau to implement regulations to curb predatory lending so that a $400 loan doesn't put a borrower thousands of dollars in debt.
The Consumer Finance Protection Bureau, launched in July, gives Americans a new ally in dealing with credit card and other financial companies. But just how far will the agency go in handling individual cases?
Many prime borrowers are being caught between devalued homes and job losses. Will Congress step in?
It's still a good time to buy. The end of tax credits and foreclosures will help keep home prices down.
Negotiations with the House over the final financial reform bill are expected to be more transparent than they were with health-care reform. Exemptions or special deals sought by industry lobbyists are likely to stir intense debate.
Mortgage default notices - the first step in foreclosure - dropped by 10.3 percent in California last quarter. That's due to loan modifications and banks' unwillingness to dump more homes on the market, say experts.
Targets include credit card companies, payday loans with exorbitant interest rates, and predatory mortgage lenders.
As Washington works to bail out firms laden with bad debts, discussions begin on preventing a recurrence.
As schools encourage students to apply for credit cards, parents should provide guidance so their kids can avoid giant debt burdens.