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Five ways to get the most from your credit card

Credit card companies are using incentives to keep customers using their plastic. Here are five incentives you can use to get the most out of your credit card:
Top 10 richest Americans

The 100 richest people in the world gained $241 billion in net worth last year, according to Bloomberg's Billionaires Index. Americans dominated the list, occupying five of the top 10 spots. This countdown of the top 10 wealthiest Americans features a casino mogul, software tycoons, and a lot of Wal-Mart money.
Seven battleground states: Does economy help Obama or Romney?

Seven states have emerged as battlegrounds that may well determine the 2012 presidential election. Here's a look at seven battleground states and how their economic situation is shaping the presidential election:

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Even with new credit card laws 2010, Americans are cutting back on credit

New laws are shielding American credit-card users – as long as they can get credit.
How America can create jobs

The nation's entrepreneurial prowess may be the best hope to stem 9.7 percent unemployment. Companies from a laser-tech firm to a baby-sitting network are harnessing new ideas – and helping reinvent the economy.
Another view of small business owners' thinking
Entrepreneurs worried about the economy
How Scott Rothstein rode $1.2 billion Ponzi scheme to wealth and power

Scott Rothstein pleaded guilty Wednesday to a $1.2 billion Ponzi scheme that helped support a flamboyant lifestyle and powerful political connections in south Florida.
In hard times, Americans innovate on holiday gifts and giving

Americans say they'll spend less this holiday season because of hard times. But they're finding innovative ways to give, everything from regifting to donating their time to good causes.
Bernanke speech: financial stability is returning

The actions of the Federal Reserve and other policymakers have helped 'pull the economy back from the brink,' according to the Bernanke speech. One sign: The cost of last year’s bailouts is coming in lower than some forecasters had predicted.
Tiger Woods 911 call released, Woods refuses to talk to police

The Tiger Woods 911 call offers a glimpse of the night of the accident, but Woods said in a statement Sunday that he wants to keep the accident a 'private matter,' so he won't talk with police investigators.
Cheat sheet for holiday airfare deals

Despite headlines to the contrary, savvy shoppers can still find bargains, experts say.
Opinion: Schools shun Obama yet let sales firms prey on students

Shocking double standard: a speech that encourages staying in school is seen as indoctrination, but it's OK to lure sixth-graders into selling magazines – with offers of skipping school?
Top 10 banks for rainy day savings

An online search service ranks the Top 10 banks for your rainy day savings.
Indictment of card hacker unlikely to end thefts

Accomplices to the crimes are believed to be on the loose in Russia or other countries where U.S. authorities are less likely to get them.
NAACP tries to woo the hip-hop generation

But as the organization celebrates its centennial in New York, some young people have mixed feelings about how the NAACP fits in their lives.
Stress tests behind them, banks move to pay back TARP funds

Some firms, including Morgan Stanley, race to prove they can fund themselves by turning to private investors.
Four big banks need more capital to weather recession, US finds

'Stress tests' reveal that banks need to raise more than $65 billion to be able to keep lending if the recession drags on.
Five things the bank stress tests will and will not do

The tests will be the first clear look at which banks are doing better than others, for example, but they won't be the last word.
Congress turns from bank bailouts to helping consumers

Targets include credit card companies, payday loans with exorbitant interest rates, and predatory mortgage lenders.
Buried by credit-card fees? Washington is on it.

Obama is to meet this week with banks about card-holder complaints. Congress is weighing a 'bill of rights' for borrowers.
The credit card as … investment tool?

If used right, Fidelity and Schwab reward cards can help build savings.
How to close America's confidence gap

Obama's actions, more than his speech, will have a big role to play in easing the historically bleak consumer mood.
Job skill for the times: coping with a layoff

Keys for pink-slip recipients include directness, dignity, and forward motion.
Retailers, banks battle over credit-card fees

Lawmakers weigh legislation allowing them to negotiate fees.
Consumers hunt for price relief at the pump

Certain payment methods can save you pennies per gallon, but that can add up.
Letters to the Editor

Readers write about a fence along the US-Mexican border and presidential charisma.
Big lenders begin to find stable ground

Stronger financial institutions are purchasing weaker ones. Case in point: Bank of America has announced it will purchase Countrywide Financial.