Home foreclosures rose last year. From December 2009 to December 2010, the average rate for America's cities went up from 4.9 percent to 5.6 percent. This represents a huge economic drag across a wide swath of the United States. But in some places, foreclosures are barely noticeable. Here are the five cities with the lowest home foreclosure rates in the US, according to a study by Foreclosure-Response.org.
When the choice of whether to save or spend is taken out of people's hands through an automatic savings program, they save more.