10 ways to save money tonight
Frugality works best as a series of little steps that you can work into your daily routine. Here are 10 things you can do this evening to cut back on spending.
Frugality isn’t a handful of big things that you do every once in a while to save cash. It’s a steady routine of little steps that, over time, add up to a big difference.Skip to next paragraph
The Simple Dollar is a blog for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds – we just want simple ways to manage our finances and save a little money.
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Best of all, those little steps are the ones you choose. You can skip over the ones that impact your particular life in an unwanted way, but stick to the ones that cut spending in areas that you care a little bit less about.
For me, it’s simply a way of going about my life. I spend as little as possible in the areas I find less important so that I can maintain financial stability throughout my life and spend in those areas I do find important. This whole idea is threaded throughout my day to day life.
Want proof? Here are ten things you can do this evening to cut your spending a little. Do them tonight and you’ll save a little bit. Keep the ones that work and make them part of your routine and you’ll find yourself saving quite a lot over time.
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1. Make dinner at home…
When you make a meal at home, you cut out the cost of paying someone else to prepare the food, paying for that building’s location and maintenance, and also chipping in for a bit of business profit. If you tip, you’re also tossing some cash at the wait staff or the delivery guy. Those costs really add up, even for one meal, and if you do it repeatedly, that’s a lot of cash. Make it at home instead and cut out all of those extra costs.
Sure, eating out is more convenient, and if you feel less than confident in your cooking abilities, you might want to choose a meal made by someone else. The catch is that the cost is almost always far more than what you can make at home and most homemade meals really aren’t that time consuming either, particularly if you use a slow cooker and prepare something to cook slowly while you’re at work. Start with a great “teaching” cookbook like How to Cook Everything or watch a Youtube video or two on how to prepare something that seems tasty to you and before you know it, you’ll be prepared to make every meal you can imagine.
2. … but make a triple or quadruple batch and freeze the rest.
If you’re already making a meal, make plenty of extras. This can save money in a lot of ways.
First, you can freeze the extras and bring them out for quick lunches or dinners whenever you need something simple. With casseroles, for example, you can often prepare the whole thing and simply bring them out and toss them in the oven when needed.
Alternately, if you completely cook more than you can eat for dinner, you can simply use the extras for leftovers. Pack them up and take them to work the next day.
Doing this means you can afford to buy ingredients in bulk, which can save you money. If I make four pans of lasagna at once, I can buy the bulk noodles and actually use all of them, for example.