Online job postings and more: How the Internet can make and save you money
Online job postings put Craigslist on the map, but it's also a great way to sell items or to find a new housemate (question 1 from the Reader Mailbag). Want to make money off the Internet? Blog (question 8). Want to save money on cable? Download movies on Netflix (question 9).
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Whenever you invest money, you should have a goal in mind for what you’re going to do with it. That way, you can make intelligent investment decisions with that money.Skip to next paragraph
The Simple Dollar is a blog for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds – we just want simple ways to manage our finances and save a little money.
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If you don’t have a goal in mind for money you’re thinking of investing, I would invest that money in whatever offers the best possible return without putting your balance at risk.
For many people, that means paying down debts. It sounds like you have an outstanding mortgage, so if I were you, unless you have a specific goal with that extra savings, I would sock at least some of it straight into that mortgage (or other outstanding debt).
Why do it this way? If you have a 6% mortgage, an extra mortgage payment in essence returns 6% a year until the mortgage is paid off (and you get the money back at that time in the form of not having to make the last few payments). You won’t lose principal on that investment, either, which you very well might in other investments.
Q8: Writing online for money
Seeing as how I’m only 23, I realize I’ve got some time on my hands to get started on my career. The thing is I just don’t know where to turn. I feel so lost. I love the outdoors, I love photography, but most of all, I want to start a family. I’m only 23 but my boyfriend and I are ready to get married. We’re just in the process of getting our financial situations in order (as I discussed in my previous question you answered). I dream about being a wife to the best man and friend I’ve ever had, and raising our children together. This possibility is always in my mind when I think about possible careers. I’ve thought about starting a blog or some sort of online free-lance writing (so that hopefully once I have children I can have an established at-home business) but I just don’t know what sites to trust, or where to get started.
I’m currently majoring in journalism in school simply because I think it’s a broad, widely useful major, and not because I’m especially interested in it. My dream would be to hike trails across the US, and when I begin having children, I would love to write about my experiences and post photographs of my travels. Seeing as how I’m a student and must work as much as possible to support myself, traveling and writing at this point in my life is just an impossibility. I suppose my question to you is: How would you get started? I’m not looking to be rich or work my life away, having a family has always been a dream of mine. I just want to get into the blogging or web writing field, but I’m not sure which sites are trustworthy, or how to pick a focus for my blog.
For a blog to be successful, it needs two ingredients. It requires enough passion from the creator of the blog to keep updating it consistently. It also requires a topic and an angle on that topic that provides some sort of value for the reader: it helps them with their problems, it entertains them, or something along those lines.
Those two points have to be addressed before anything else. If you don’t have those two, you’ll never be able to build an audience for your blog because there will never be anything there worthwhile enough for them to visit.
If you have those two, then everything else flows from that. If you’re providing something people want, people will come, and if you have passion, you’ll be able to keep doing it.
Find those two things before you do anything else or you’ll find yourself wasting your time.