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The best time and money-saving apps for holiday shoppers

Between the shopping, the cooking, and the event planning, it can be hard to get through the holidays without overspending or forgetting at least one crucial detail. Luckily, it's 2015 and there's an app for that. A few apps for that, actually.

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    A shopper uses her iPhone to compare prices at Wal-Mart while shopping after midnight at a Target store in South Portland, Maine in 2014.
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I love the holidays, but I think everyone can agree they're hectic. Between the shopping, the cooking, and the event planning, it can be hard to coordinate everything without overspending or forgetting at least one crucial detail. Luckily, it's 2015 and there's an app for that. A few apps for that, actually. Here's our round-up of the most helpful apps for busy holiday shoppers.

Best for fast grocery delivery: Instacart

When in the middle of cooking a big holiday meal, there's nothing worse than realizing you're missing a key ingredient. If you leave the kitchen to run back to the grocery store, you run the risk of either ruining what you have in progress or burning your entire house down. What's a master chef to do? Grab your smartphone and download Instacart, that's what!

This grocery delivery app not only allows you to choose which local supermarket you'd like to shop at, it also offers a choice between under an hour, two-hour and scheduled delivery services, and if it's your first order, you don't have to pay the delivery fee (which is $3.99 for two-hour/scheduled delivery orders over $35, and $7.99 for two-hour/scheduled delivered under $35). For free delivery on every order, you can join Instacart Express for $99/year. Instacart is available for both iOS and Android phones.

Best for last-minute gifts & home essentials: Prime Now

Everything is in order, the presents are wrapped, the food is in the oven, and the guests are on their way. And then your sister calls to inform you she's bringing her new boyfriend and his little daughter and you realize you're out of paper towels and toilet paper. How can you remedy this situation in less than an hour without leaving the house? Enter the Prime Now app.

I've personally tested this baby out, and while it can get a little pricey, it's well worth the delivery fees if you're in a time crunch. With just a few swipes on your smartphone, you can order both toilet paper and paper towels AND gifts for the unexpected guests--a watch for the boyfriend and a Barbie for the daughter--and have it all show up at your front door in hour flat. Your title of Best Hostess Ever will remain in tact for years to come, all thanks to the magic of Amazon.

Of course, in order for this to work you'll need to live within the delivery area in one of the 17 U.S. cities that Prime Now serves. The service area is expanding quickly, but it's still not everywhere, but you might be in luck if you live in: Atlanta, Austin, Baltimore, Chicago, Dallas, Houston, Indianapolis, Los Angeles, Miami, Minneapolis, New York City, Portland, San Antonio, San Francisco, San Jose or Seattle. Prime Now is available for both iOS and Android phones.

Best to keep track of credit card rewards: Wallaby Financial

If you're a frequent reader of this blog, you'll know we Brad's Dealers are big fans of credit cardrewards. But unless you live and breathe this stuff like we do, it's not always so easy to know which card is best to use in any given situation. Holiday shopping is usually a significant investment, and if you want to maximize your credit card rewards on those purchases without memorizing the full text of Do More, Spend Less, try downloading the Wallaby Financial app.

This app will help you keep track of which of your credit cards to use at specific stores, keep up with changes in interest rates and fees, and suggest new cards to help you save money on frequent purchases. It also tracks your spending, acting as a financial watchdog and virtual budget manager, and will alert you in the event of any suspicious account activity on any of your accounts. Wallaby is available for both iOS and Android phones.

Best for budgeting: Mint.com

If you have problems staying on-budget during the holiday shopping free-for-all, Mint.com can help. I wrote about my experiences with Mint in a previous blog post, and ended up crowning it the best budgeting app of the five I reviewed:

"It's free, quick and easy to set up, doesn't require any kind of software download and you can access it on your smartphone, laptop, desktop or tablet device.

Once you've created a profile, you can link up your bank accounts, credit cards, loans and investment accounts and have Mint monitor your spending, earning and payments all in one place. You can easily create a budget and get email notifications if you go over the limits you set for yourself. My Mint account tracks my spending in categories like dining out, groceries, health and fitness, entertainment, shopping and more. To be honest I don't use it as religiously as I probably should, but it is interesting to see how much I spend on certain things versus others."

Mint is available for iOS, Windows, and Android devices.

Best for holiday organization: Santa's Bag

Keeping track of what you need to buy, who you need to buy it for and how much you have to spend is one of the hardest parts of the holiday season. Whenever I attempt to wing it, I end up spending way too much money and forgetting to buy something for at least one person on my list. With Santa's Bag, you can create an overall holiday shopping budget, then make a list of everyone you need to shop for and put a spending cap on each person/create wishlists for them. The app is free, but the $3 update may be worth your while, as it includes a way to track what you've already bought and how much you have left in your budget. Santa's Bag is available for iOS devices, although you can find Android apps, like Christmas List Snowball, which are similar in nature.

Best for keeping kids occupied: Elf Yourself

Easily the best app on my phone, Elf Yourself allows you to transform your friends and family into cartoon elves with giant heads and make videos of them dancing to poppy Christmas tunes. These videos are hands-down the best things you will ever watch, and they only get funnier upon repeated viewing. If you want to keep your kids out of your hair while you slink away to wrap some presents, Elf Yourself will do the trick.

Best for great deals: Brad's Deals

Yup! You can have access to everything Brad's Deals has to offer even when on the go. Download the Brad's Deals app for iOS or Android and you'll be able to keep up with all the best holiday sales on the web. Enable push notifications and you'll be alerted every time we post something new, which is a great way to make sure you never miss a great deal, and if you're a Black Friday fanatic, we have a special app just for you. The Brad's Black Friday App will let you browse Black Friday ads the moment they're released, shop holiday deals from all the major retailers and read up on the latest Black Friday news.

This article first appeared in Brad's Deals.

The Christian Science Monitor has assembled a diverse group of the best personal finance bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here. To add or view a comment on a guest blog, please go to the blogger's own site by clicking on the link in the blog description box above.

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