21 things you can get for free
One of the best ways to become richer is to stop paying for things you could be getting for free. Here are 21, from cars to software.
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Before you go to the drugstore and shell out silly sums for travel sizes of your favorite toiletries, go to Volition.com or one of many other websites that offer free samples. In addition to soap, shampoo, etc., you might find all manner of interesting things. For example, we’ve spotted circus tickets, a free diet analysis, and free advance movie screenings. Other free mega-sites include TheFreeSite.com and freechannel.net.Skip to next paragraph
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7. Free TV
Despite that more than 100 million Americans shell out an average of $75 every month for satellite or cable TV, local channels are still free. And thanks to digital signals, reception is better than ever. Need more programming without the big cable bill? No problem. Check out You Don’t Have to Pay for Cable TV.
8. Free software
You can get free software for word processing, spreadsheets, presentations, graphics, databases and other uses by going to OpenOffice.org. And that’s the tip of the iceberg. No matter what kind of software you want, you can probably find it free. Check out 5 Best Free Software Programs.
9. Free anti-virus
This one could go under “free software,” but it’s important enough to warrant its own spot on the list. Check out Antivirus Software is a Waste of Money for more.
10. Free speech
Make your voice heard around the world with your own blog. Many companies will help you set up your own site at no charge, such as WordPress or Blogger. They’ll even give you free, easy instructions and a choice of blog templates.
11. Free foreign language lessons
The BBC is on the other side of the pond, but it offers a free 12-week class to learn French, Spanish, Italian, or German, gratis. You’ll even get a certificate at the completion of the course. BBC also offers other audio and video courses in the four languages – as well as help in learning more exotic languages such as Chinese, Russian, and Greek.
12. Free checking
According to The Wall Street Journal, the average minimum checking account balance required to avoid a monthly fee at U.S. banks is $723 – and the average monthly fee is $5.48.
But banks aren’t the only game in town. While not all offer free checking, the prospect of lower fees is one of reasons You Should Join a Credit Union.
Another option is online-only banks. Without the overhead of brick-and-mortar branches, the terms are often much better.
Too much hassle to leave your bank? Threaten to and see if you can have fees reduced or eliminated.
13. Free credit reports and scores
Don’t ever pay for a copy of your credit report. Instead, go to AnnualCreditReport.com for a free look at your credit history once a year.
When it comes to free credit scores, you can turn to sites like Credit Karma or Credit Sesame, although they won’t give you the most widely used score, the FICO score. For that, you could try enrolling in a FICO product that comes with a free score, then cancelling within the cancellation period.