Three best ways (and three worst ways) to finance holiday shopping

3. Other money savers (best)

Business Wire/File
Chefs Elizabeth Falkner (left) and Chris Cosentino created dishes to showcased illy coffee at a 2011 event presented by Chase Sapphire Visa Signature. The credit card offers a huge $400 bonus for new customers who sign up.

With a 15.24 percent annual percentage rate, the Chase Sapphire Preferred Card might seem out of place on this list. However, its value comes from the 40,000 bonus points (redeemable for a $400 statement credit) it gives cardholders for spending $3,000 within the first three months. With that extra money, you might not even need to finance holiday shopping.

An online gift card exchange could help in this same vein, as it enables you to sell unused gift cards for cash and buy new gift cards at a discount. Roughly 60 percent of consumers want gift cards this holiday season, according to the National Retail Federation.

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Dear Reader,

About a year ago, I happened upon this statement about the Monitor in the Harvard Business Review – under the charming heading of “do things that don’t interest you”:

“Many things that end up” being meaningful, writes social scientist Joseph Grenny, “have come from conference workshops, articles, or online videos that began as a chore and ended with an insight. My work in Kenya, for example, was heavily influenced by a Christian Science Monitor article I had forced myself to read 10 years earlier. Sometimes, we call things ‘boring’ simply because they lie outside the box we are currently in.”

If you were to come up with a punchline to a joke about the Monitor, that would probably be it. We’re seen as being global, fair, insightful, and perhaps a bit too earnest. We’re the bran muffin of journalism.

But you know what? We change lives. And I’m going to argue that we change lives precisely because we force open that too-small box that most human beings think they live in.

The Monitor is a peculiar little publication that’s hard for the world to figure out. We’re run by a church, but we’re not only for church members and we’re not about converting people. We’re known as being fair even as the world becomes as polarized as at any time since the newspaper’s founding in 1908.

We have a mission beyond circulation, we want to bridge divides. We’re about kicking down the door of thought everywhere and saying, “You are bigger and more capable than you realize. And we can prove it.”

If you’re looking for bran muffin journalism, you can subscribe to the Monitor for $15. You’ll get the Monitor Weekly magazine, the Monitor Daily email, and unlimited access to CSMonitor.com.

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