Getting married? Six steps in financial planning for newlyweds.

2. Get your credit reports

Equifax/PRNewsFoto/File
Equifax lets you check your credit report on your smartphone and lock and unlock your Equifax credit report in real time. Getting your and your future spouse's credit reports can help you see what you both need to do to improve your credit scores.

Each of you should get a copy of your credit reports from the three credit bureaus. Seriously. This will give you a clear picture of credit accounts, debts, and how creditors will judge you. This will give you a solid basis for creating this part of your financial plan together. Aim to get your credit scores over 750 to receive the lowest interest rates for your first mortgage and other loans.

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