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Nearly all college graduates save for retirement or contribute to a pension plan, but only 3 in 4 high school graduates invest in a pension plan when it's offered to them. (Illustration / Creative Studio Heinemann / Westend61 / Newscom / File)
2. More benefits, higher pensions
Only half of high school graduates have employer-provided health insurance or pension plans, but almost 70 percent of college graduates do. Also, while 93 percent of college grads participate in employer-matching pension plans if they're available, only 3 in 4 of those who didn’t complete high school do, meaning that 1 in 4 pass up essentially free money from their employer.
