Banding together, Indian women change their villages
A group of women's collectives in rural India use their newfound wealth to change their communities.
from the May 10, 2007 edition
Page 2 of 3
What has followed is essentially an entire subeconomy run exclusively by women who take loans from banks or the government to fund increasingly ambitious projects. In the village of Moher, five women's self-help groups manage and cultivate 116 acres of farmland that generated a $1,500 profit last year. In Dhaba, a dozen women in brightly colored saris mix cement – stirring the sludge with wooden-handled hoes and pouring in gravel that they balance delicately on their heads.
Sold at $2.60 each, the roadside markers they are making will not bring riches. But the women no longer have to work in someone else's field. And sometimes there's a little extra money. "Before, I never would have [had the money] for this necklace," says Kamlabai Joshi, the head of the group, fingering a beaded necklace with dangling golden hearts.

But Yadav aims higher. From her spare, earthen-walled house in Sukuldhain, she has used self-help groups as the means to bring a mother's sensibilities to matters of money and society. When a local handicapped man defaulted on a loan, the local group paid his debt, allowing him to keep his home.
With Shrivastava's assistance, self-help groups have also held health clinics and blood drives, taken over distribution of the free government midday meals served to children, and now run the district's fair-price stores – shops that sell government-subsidized goods to the poorest villagers.
By selling items in the local market for higher prices, "They were making money and fleecing the people, so I said, 'Why not give them to women?' " Yadav says.
But in rural India, where more traditional views of the roles of men and women still hold sway, change has not come easily.
For 20 years, the same man had run Sukuldhain's local market. By winning the annual auction to manage the market, he took responsibility for its organization, and in return was able to collect taxes from merchants.
To Yadav, this sounded like an ideal business opportunity, and her self-help group won the auction with a bid of more than $1,200.
Then the threats started. "He said, 'If you don't leave within a week, I'll kill you,' " recalls Yadav.
One woman left the group. The others soon found themselves hounded by a pack of young boys calling out insults that Yadav won't repeat. When women from the group went to collect taxes from merchants, they refused.
Shrivastava offered Yadav police protection. But instead, she turned to the women of her group. When collection day came, they all went together, each carrying a bag of rocks to ward off any thugs. Within a few months, the harassment stopped.
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