Can boss insist on healthy habits?
A year ago, the Weyco medical benefits firm in Michigan made news nationwide by sacking employees who refused to try to quit smoking.Skip to next paragraph
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But that was just the beginning. Now, the company is working even harder to force its workers to take better care of themselves.
In 2006, Weyco employees who refuse to take mandated medical tests and physical examinations will see their monthly health insurance premiums jump by $65. By next year, their annual insurance bills will grow by more than $1,000 if they still fail to follow instructions.
"The cost of healthcare is frustrating everybody, and we believe at Weyco that we have to heal ourselves," says Howard Weyers, company president and founder. "We think it's vital."
But at what price? Should bosses like Mr. Weyers worry about whether workers are getting annual dental exams, eating healthy, or jogging regularly? Or should employees have a basic right to live their personal lives without interference?
These questions are gaining resonance as more American companies try to convince employees to watch their health.
Smokers, not surprisingly, are often the targets, with some companies going as far as testing their workers for tobacco use. In addition, some employees are being told to shape up or pay up, including those who are overweight, avoid exercise, have high blood pressure or high cholesterol.
"A lot of employers are wrestling with this internally," says Glenn Patton, an employment attorney in Atlanta.
In some cases, bosses are telling workers to take part in preventive "wellness" programs - a nutrition class, for example - or face higher premiums.
"You can't require someone to get better ... or lose weight," says Mila Kofman, assistant research professor at Georgetown University Health Policy Institute in Washington, D.C. "But [employers] can require you to participate in [a health program]."
At Blue Cross/Blue Shield of North Carolina, for example, company employees can get a discount of up to $480 off their annual health insurance payments, but those with certain health conditions must pay the regular premium if they refuse to take part in wellness programs. The program began last year for the company's own employees; this year, employers who contract with Blue Cross/Blue Shield of North Carolina for insurance can offer the incentive to their workers, too. [Editor's note: The original version incorrectly described Blue Cross/Blue Shield of North Carolina's health benefits program.]
"We give people an alternative to not pay the higher rates if they work on their problems," says executive medical director Dr. Don Bradley, who says more than half of his company's employees are overweight. "Folks respond far better to carrots than they do to sticks, so the secret here is to keep this as an incentive rather than a punishment."
The approach makes sense for employers, says Lisa Horn, manager of healthcare at the Society for Human Resource Management in Alexandria, Va., which advises personnel managers. "They're really trying to improve the health of their employees overall, and not just reduce costs for the employer, but also for employees," Ms. Horn says. "It certainly seems like their intentions are in the right place."
Workers' rights groups don't agree. They're appalled by the pushy-employer trend, which they have seen growing over the past couple of years.
"This isn't about smokers," says Jeremy Gruber, legal director of the National Workrights Institute in Princeton, N.J. "This is about all of us being able to go about our private lives without employers making decisions based on what we do off the job."