In reference to the editorial ``A Template for Reform,'' Sept. 24: It is true that there is too much paperwork with the present system, but it is simplistic to think that replacing workers in private insurance companies with governmental workers will reduce paperwork. One has only to look at the IRS to see how monopolistic bureaucracies build mountains of paperwork.
Although Americans spend proportionally more of their GDP on health care than do citizens of other countries, it must also be recognized that we spend more on lawyers and the tort system than do other countries. The two lawyers running the White House will not be credible until they advocate caps on legal costs, as they are now advocating for the health-care system. Martin Johnson, Indianapolis
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